Xero is built around bank feeds, and so is Ledger Flow — which makes the switch mostly a matter of pointing the same feeds at a ledger that reconciles itself.
Not to get started. You reconnect the same bank and card accounts your Xero bank feeds used, and Ledger Flow rebuilds the ledger from up to 24 months of that history through Plaid. A Xero contacts export is only needed if you want your customer and supplier records carried across.
No. Ledger Flow seeds a GAAP-standard chart of accounts rather than importing Xero's account codes, so you are not carrying old numbering forward. Accounts can be renamed, added, or deactivated to match how you report.
Categorization runs automatically on every transaction and learns from the corrections you make, so you are not maintaining a rule list by hand. Transactions that are genuinely ambiguous are set aside for review rather than guessed at, and you can still write explicit rules when you want a fixed outcome.
Xero asks you to reconcile statement lines as they arrive. Ledger Flow reconciles continuously against the connected account and surfaces only the exceptions, so reconciliation becomes a review step instead of a queue you work through.
Run a Xero Profit and Loss and Balance Sheet for a closed period, then run the same two reports in Ledger Flow for that period and compare them line by line. Open sales invoices and bills you enter during setup make the AR and AP aging comparable too.
Yes. Bank access is read-only, so running both in parallel for a period changes nothing in Xero. Cancel Xero once your reports agree.
No per-user fees, and no plan tier that caps how many invoices you send. Plans start at $20/month with a 30-day free trial — credit card required, $0 due today, then $20/month unless canceled.
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